Can You Be Honest And Still Have Friends?

Even though it means losing out on fees, we routinely turn clients away if we feel they are not ready to sell. Selling a title business is difficult enough under perfect circumstances, and next to impossible when a company’s fundamentals or its management team are not prepared for the rigors......Continue reading

echnology has enabled a DIY approach in many industries (just ask a travel agent)! What about selling your agency? Should you just do it yourself? Factors to consider: Are you leaving money on the table? Do you know how to accurately value your title business ? Do you know what......Continue reading

Timing is everything. When to sell is an issue many business owners struggle with. While no one wants to sell too soon, a point in time can come when it’s just too late. This can depend on personal factors as well as the larger economy and business cycles. The perfect......Continue reading

“Mergers and Acquisitions” sure sounds like a fancy phrase. That’s ironic, since what we do is very straightforward and plain. We simply help folks buy and sell title companies. How we work varies depending on the type of deal we are working on since title agencies come in all sizes.......Continue reading

Selling your title agency can be complicated. There are many ways to proceed. Determining the best way to go about things can be a daunting task! Experience has taught us that the best way to proceed usually involves a separation of high-level deal ‘structure’ versus ‘detail’. No one wants to......Continue reading

No one wants to pay more taxes than they have to, yet everyone wants to maximize the value of their business. Business owners often put as many expenses on the business as possible in order to minimize “profits” and their associated tax liabilities. EBITDA, or Earnings Before Interest, Taxes, Depreciation......Continue reading

By Will Morey, Senior Benefit Consultant, Benefit Commerce Group A recent Harris poll showed that 4 out of 5 American workers would rather receive a benefits upgrade than an increase in pay. A Randstad study revealed that 61% would take a job with a lower salary for a better benefits package.......Continue reading

Title agencies trade for many reasons.  Some sell to create efficiencies and better cope with rising costs of operations and compliance. Others sell simply because the owners are approaching retirement. Similarly, buyers come in all shapes and sizes. It only takes one buyer — the right buyer — to realize......Continue reading

An open note to our clients and followers, I have been ASTONISHED at how much attention our recent blog article on toxic managers has attracted. I’m YOUR BOSS! Toxic manager and your margins We have had many questions about how risk can be mitigated and how we conduct ‘culture assessments’......Continue reading

Prosperitas Forward targets margins of 22% for all of our clients as a baseline. We increase that number where our client’s footprint is in states with high premiums, and decrease that number where our client operates in low premium states. Margins less than 15% are our biggest red flags. When......Continue reading